Disclaimer: All particulars given beneath are identified finest to my data via varied sources and will not be verified with the financial institution concerned.
1. What’s new with HDFC Infinia Metallic Version?
As seen already within the HDFC Infinia metallic version launch, the metallic type issue with the upper renewal price is the one distinction. All different options stay the identical.
2. Ought to I improve my Infinia to Metallic version?
It’s your private desire plus a couple of different elements associated to your annual cycle. Ideally, in case your spending is over 10L, you’ll be able to improve because it makes no distinction for you.
3. Are you upgrading to Infinia Metallic Version Sid?
Not now, as a result of my annual cycle simply ended final month, and I can proceed to make use of the cardboard for the following 2 yrs with out assembly the spend standards for a waiver if I improve to FYF metallic after 11 months.
Furthermore, the plastic design is significantly better than the metallic design. But, I intend to have my palms on the metallic by way of an Add-on card. Let’s see.
4. My Infinia is LTF. Can I take Infinia Metallic Version as LTF too?
No, all of the metallic upgrades can be found for FYF solely as of now. Nevertheless, chances are you’ll make it LTF sooner or later by way of department in case your BM/RM is happy along with your NRV.
Possibly after few months we might discover LTF metallic playing cards. However as of now, no.
5. My annual “cycle” on Infinia is renewing subsequent month. Will I get the metallic Version?
No, your present Infinia will stay on 10K pricing or no matter pricing you’re presently on. Nothing is anticipated to vary.
Nevertheless, you’ll be able to take pleasure in all of the Infinia Metallic Version advantages on the present card itself, besides the welcome/renewal profit.
6. My Infinia “card” is expiring quickly. Will I get upgraded to metallic version?
Not for now, however this will change sooner or later.
One approach to prolong your card expiry date is to request for card block (as misplaced/stolen) and exchange it 3 months earlier than card expiry. This will prolong the cardboard expiry at occasions.
But when HDFC intends to make all infinia playing cards as metallic, this will not work. Nevertheless, I doubt about it, as not everybody shall be comfortable to hold a metallic and most significantly nobody likes the brand new design.
7. Can I improve my Regalia to Infinia Metallic Version?
As of now solely Infinia is getting upgraded to Infinia Metallic version. Different playing cards are being upgraded solely to the plastic Infinia as I simply seen one in every of my good friend who obtained upgraded to Infinia plastic per week in the past.
8. Whats the factors for Infinia Metallic Version improve?
It seems that those that did annual spends >15L got the improve provide on net-banking initially. This “possibly” decreased to 10L for the following spherical of upgrades.
That apart, you should still request for one by calling Infinia assist line.
9. What is that this Galaxia Bank card?
I’ll know a factor or two in regards to the galaxies within the universe and their significance, however sorry, I’ve no new data on the Galaxia.
Although, as per the rumours circulated on social media, it comes with >4% return on spend, 20K price, and 25L spend for the waiver.
And I extremely doubt its existence attributable to varied causes!
10. What’s Infinia Reserve?
As per a number of updates shared by a few of our readers, traces of Infinia Reserve had been discovered to be examined on the Mastercard platform a couple of months again. But, this neither went to MITC nor do we have now every other particulars in regards to the options.
Possibly the Mastercard ban is delaying this card launch or possibly we may discover it on Visa Infinite, we by no means know.
For me Infinia Reserve makes extra sense over Galaxia as a result of HDFC has the behavior of strengthening the present product names except the product is totally totally different.
11. Shall I anticipate the Extremely Premium Bank card?
One Extremely premium card is certainly coming attributable to 100’s of causes. Nevertheless the title/advantages is what we don’t know.
So in case you purpose for Extremely-premium bank cards like Infinia Reserve or no matter they name it, then sure, chances are you’ll skip the Infinia metallic improve, because the system normally places you on a cooling interval (delicate rule) for a few yr when you do an improve.
12. When can we anticipate the brand new HDFC Extremely premium bank cards?
I might anticipate it approx. in underneath ~6 months if the planetary positions of HDFC and people of cardmembers are good. 😀
However there isn’t any official/confirmed/anticipated dates on the identical. This this purely my private prediction and could also be unsuitable as nicely.