Hyperlink is found by reddit u/JonLuca.
- 50k supply: earn 50,000 factors after spending $3,000 in first 90 days.
- The factors may be redeemed in the direction of assertion credit score or deposited into BoA Checking/Financial savings account at 1:1 ratio. You can even redeem them in BoA journey portal and get a 20% off, so on this approach the factors may very well be price 1.25 cents/level. Due to this fact the 50k signup bonus is price about $625.
- Incomes 2x factors per greenback spent on journey and eating, earn 1.5x factors elsewhere.
- BoA Most popular Rewards program: When you have checking/financial savings/brokerage account in BoA or Merrill Edge, you may earn extra factors based mostly on the quantity of asset. Earn extra 25% rewards in case you are in Gold tier ($20k or extra in stability); 50% if Platinum tier ($50k or extra in stability); 75% if Platinum Honors tier ($100k or extra in stability).
- $300 Airline Incidental Credit score: stand up to $300 per calendar yr in Airline Incidental Assertion Credit for qualifying purchases like seat upgrades, baggage charges, in-flight companies and airline lounge charges.
- $150 Life-style Credit score: stand up to $150 per calendar yr in assertion credit for life-style conveniences, together with streaming companies, meals supply, health subscriptions and rideshare companies.
- Precedence Go Choose (PPS) airport lounge entry.
- $100 credit score towards TSA Pre or World Entry.
- No overseas transaction charge.
- $550 annual charge, not waived first yr.
Really helpful Utility Time
- We advocate you apply for this card after you’ve got a credit score historical past of not less than one yr.
- [New] 2/3/4 Rule: BoA will solely approve you for at most: 2 playing cards per rolling 2 months; 3 playing cards per rolling 12 months; and 4 playing cards per rolling 24 months. As a result of their IT system hasn’t been absolutely up to date but, it’s possible you’ll not get declined due to this rule. As a substitute, it’s possible you’ll get accepted at first, after which the account will probably be closed due to “accepted in error”.
- [New] This card won’t be out there to you in the event you presently have or have had the cardboard within the previous 24 month interval.
This card is like an upgraded model of BoA Premium Rewards. They even have the identical incomes construction. This card comes with a hefty $550 annual charge. Even when you need to use up all of the $300 airline incidental credit score and $150 life-style credit score, you continue to should pay $100, principally just for the PPS playing cards. In the event you use the factors in the direction of journey by way of BoA journey portal, then the factors worth turns into 1.25 cents/level, then the spending rewards is first rate. However there are clearly limitations (in comparison with redeeming for assertion credit score) in the event you redeem the factors on this approach. All in all, for my part, there are different aggressive premium playing cards, subsequently I don’t assume this one is especially fascinating.
Associated Credit score Playing cards
Greatest Downgrade Choices
After Making use of
- Click on right here to test BoA utility standing.
- BoA reconsideration backdoor quantity: 877-383-0120 or 866-811-4108. Plainly the quantity is altering. Please inform us directly if it fails. The representatives right here can get in contact with decision-makers straight.
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